Excluded Accounts in Your NAB Choice Package

The specific accounts that are excluded from the NAB Choice Package may vary depending on the terms and conditions of your individual package and any updates or changes made by National Australia Bank (NAB). However, I can provide some general information about what is typically excluded from such packages:

1. Non-NAB ATM Fees: Your NAB Choice Package may not cover fees incurred when using ATMs that do not belong to NAB or its network. You may be charged ATM operator fees when using non-NAB ATMs.

2. Overseas Transaction Fees: Transactions conducted outside of Australia, such as international ATM withdrawals or foreign currency transactions, may not be covered by the package and may incur additional fees.

3. Non-Standard Services: Certain banking services or products that are not part of the standard package may not be included. This could include specialized financial products or services that have separate fees.

4. Non-Residential Accounts: Business accounts or accounts held by non-residential customers may not be eligible for the NAB Choice Package.

5. Account Overdraft Fees: Overdraft fees or charges for going into a negative balance may not be covered, and you may incur fees for this type of service.

6. Loan Fees: If you have loans with NAB, such as personal loans or home loans, the interest rates, fees, and terms associated with those loans may not be included in the package.

7. Merchant Service Fees: If you are a business customer and use NAB's merchant services for processing payments, the associated fees may not be part of the package.

To get the most accurate and up-to-date information about the specific accounts and services excluded from your NAB Choice Package, I recommend reviewing the terms and conditions provided by NAB when you opened the package or by contacting NAB's customer service or visiting their official website. They can provide you with the detailed terms and any recent changes to the package's offerings.