Endorsing a Check for Mobile Deposit with Wells Fargo

To endorse a check for mobile deposit with Wells Fargo, you'll need to follow specific guidelines to ensure a smooth and successful deposit. Here are the steps to endorse a check for mobile deposit:

1. Sign the Back of the Check:

• Turn the check over and locate the back (the side without any preprinted information).
• On the back of the check, you will typically find one or more blank lines or boxes.
• Sign your name exactly as it appears on the front of the check. If the front of the check has a different name, you might need to ensure proper endorsement based on your account and the check's payee.

2. Write "For Mobile Deposit Only" (if required):

• Some banks, including Wells Fargo, may require you to add a restrictive endorsement to the back of the check. Write "For Mobile Deposit Only" or a similar message above or below your signature. This helps prevent the check from being cashed or deposited at a physical branch after it's been digitally deposited.

3. Open the Wells Fargo Mobile App:

• Make sure you have the Wells Fargo Mobile Banking App installed on your smartphone or tablet. If you haven't already, download it from your device's app store.

4. Log In to Your Account:

• Open the Wells Fargo Mobile App and log in to your Wells Fargo account using your username and password.

5. Select "Deposit" or "Deposit a Check":

• In the app, navigate to the mobile deposit feature. It's usually labeled as "Deposit" or "Deposit a Check."

6. Enter Check Details:

• Follow the on-screen instructions to provide information about the check you're depositing. This typically includes the check amount.

7. Take Photos of the Check:

• The app will prompt you to take photos of the front and back of the endorsed check. Make sure the images are clear and include all necessary details.

8. Confirm and Submit:

• Review the information and images you've provided to ensure accuracy. Once you're satisfied, submit the deposit.

9. Save the Check:

• After successful submission, consider keeping the physical check in a safe place for a set period (e.g., a few weeks) until you're sure the deposit has cleared. Some banks recommend destroying it after a specified time.

10. Wait for Confirmation:- Wells Fargo will process the deposit, and you will typically receive an email or notification confirming the successful deposit. The funds will be credited to your account, usually within one to two business days, but this timeline can vary.

Remember that specific procedures and requirements may change over time, so it's a good idea to check Wells Fargo's official website or contact the bank's customer service for the most up-to-date information on mobile deposit procedures and endorsements.