Wells Fargo Daily Transfer Limit: What You Need to Know

Wells Fargo, like many banks, has daily transfer limits in place to help protect customers from unauthorized or fraudulent transactions. The specific daily transfer limit at Wells Fargo can vary depending on several factors, including the type of account you have and the method of transfer. Here's a general overview of the daily transfer limits at Wells Fargo:

1. Online and Mobile Banking Transfers:

   • For most personal checking and savings accounts, the daily transfer limit for online and mobile banking transfers is typically $2,500 per day.
   • However, this limit can vary based on your account type and may be higher for certain types of accounts or customers with a history of higher balances and account activity.

2. Zelle Transfers:

   • If you use the Zelle service through Wells Fargo's online or mobile banking, the daily limit for Zelle transfers is also generally $2,500 per day.

3. Wire Transfers:

   • Wells Fargo offers wire transfer services for both domestic and international transfers.
   • The daily limit for wire transfers can vary significantly depending on the type of account and the purpose of the transfer.
   • Domestic wire transfers typically have higher daily limits than international wire transfers.
   • To determine the exact daily limit for wire transfers, it's best to contact Wells Fargo customer service or visit a branch.

4. ATM Withdrawals and Point-of-Sale (POS) Purchases:

   • ATM withdrawal and POS purchase limits are separate from online and mobile banking transfer limits.
   • The daily ATM withdrawal limit for most Wells Fargo ATM cards is typically $300 to $500 per day.
   • POS purchase limits can also vary based on the type of card and the specific terms of your account.

5. Business Accounts:

   • For Wells Fargo business accounts, the daily transfer limits may be higher than those for personal accounts, but they can vary widely based on the type of business account and the business's banking needs.

It's important to note that these limits are subject to change, and Wells Fargo may adjust them based on account activity, security concerns, and other factors. To find out the exact daily transfer limits for your specific Wells Fargo account or to request a limit increase, you should contact Wells Fargo's customer service or visit a local branch. Additionally, keep in mind that transfer limits may also apply to specific types of transactions, such as bill payments or transfers to external accounts, so it's important to review your account terms and conditions for full details.