Who accepts synchrony credit cards?
Synchrony Bank issues credit cards in partnership with various retailers and businesses. These cards, known as co-branded credit cards, are often accepted only at the specific retailers or businesses with which Synchrony has partnered. Here are some common retailers and sectors where Synchrony credit cards are accepted:
Retailers:
- Amazon
- Walmart
- Lowe's
- Gap
- Home Depot
- American Eagle
- Sam's Club
- TJX Companies (TJ Maxx, Marshalls, HomeGoods)
- Costco (some specific cards)
- Rooms To Go
Sectors:
- Furniture and Home Furnishings Stores
- Home Improvement Stores
- Electronics Stores
- Clothing Retailers
- Healthcare (Dental, Vision, Veterinary)
- Automotive Services
Each retailer or business has its own co-branded credit card issued by Synchrony Bank. These cards often offer specific rewards, discounts, or financing options when used for purchases within the respective partner's store or for specific services.
Keep in mind that acceptance may vary based on the specific card issued by Synchrony for that retailer or business. It's essential to check the details and terms of each individual credit card to understand where they can be used and what benefits they offer.
What businesses or merchants accept Synchrony credit cards?
Synchrony issues a wide variety of store-branded credit cards for specific retailers and merchants. To determine where you can use your specific Synchrony card, you'll need to know which brand it belongs to. Here are a few ways to identify it:
1. Check the card itself: Look for the store logo or brand name printed on the front of your card. Common examples include Amazon Store Card, Lowe's Store Card, JCPenney Credit Card, etc.
2. Review your statement or online account: Your monthly statement or online account should display the card brand and issuer information.
3. Use the Synchrony website:
- Marketplace: Visit https://www.synchrony.com/ and explore the various categories like home improvement, fashion, jewelry, etc. You can filter by brand or store name to see which cards are accepted by specific merchants.
- Synchrony HOME: If your card has the "Synchrony HOME" brand mark, you can use it at any participating "Synchrony HOME" store. Check https://www.synchrony.com/financing/home/locations for a list of participating retailers.
- Store Card Locator: If you know the specific store brand, use the https://www.synchrony.com/marketplace/locations to find out if they accept your card.
4. Contact Synchrony customer service: Call the number on the back of your card or visit their website to speak with a representative. They can confirm which merchants accept your specific card and answer any questions you have.
By identifying your card's brand, you can easily access resources and information about its accepted merchants. Remember, Synchrony doesn't issue universal credit cards, so knowing the specific brand is crucial for determining where you can use it.
